{"id":1645,"date":"2013-09-09T17:11:10","date_gmt":"2013-09-09T17:11:10","guid":{"rendered":"http:\/\/utel.mx\/blog\/?p=1645"},"modified":"2023-03-10T16:55:08","modified_gmt":"2023-03-10T16:55:08","slug":"como-hacer-un-estudio-financiero","status":"publish","type":"post","link":"https:\/\/utel.mx\/blog\/10-consejos-para\/como-hacer-un-estudio-financiero\/","title":{"rendered":"\u00bfC\u00f3mo hacer un estudio financiero?"},"content":{"rendered":"

Un estudio financiero contiene la informaci\u00f3n esencial de los fondos con los que cuenta una empresa y un buen manejo financiero de estos fondos puede beneficiar el desarrollo de un negocio.<\/span><\/p>\n

Ning\u00fan proyecto puede abrirse sin un m\u00ednimo de capital inicial, por lo que el estudio debe demostrar que puede realizarse con recursos disponibles.<\/span><\/p>\n

Los elementos que se deben considerar en un estudio financiero son:<\/span><\/h2>\n

\u2022  Recursos financieros para la inversi\u00f3n. <\/b>Saber que se cuenta con los recursos suficientes para hacer inversiones y gastos es necesario para saber si favorece al futuro proyecto.<\/span><\/p>\n

\u2022  Costos.<\/b> Especificar precios de los productos o servicios  que ofrecer\u00e1 el proyecto.<\/span><\/p>\n

\u2022  Gastos de administraci\u00f3n. <\/b>La administraci\u00f3n del negocio, es decir el personal, papeler\u00eda y art\u00edculos en general que se utilizar\u00e1n.<\/span><\/p>\n

\u2022  Gastos de financiamiento. <\/b>Son gastos que pueden presentarse durante la apertura de la empresa y solo se deben aceptar si se cuenta con un respaldo.<\/span><\/p>\n

\u2022  Impuestos.  <\/b>Contemplar los pagos que se har\u00e1n por concepto de impuestos.<\/span><\/p>\n

\u2022  Presupuesto de caja.<\/b> Se elabora para conocer el movimiento del dinero y la cantidad con la que se cuenta.<\/span><\/p>\n

\u2022  Balance general proyectado.<\/b> Tiene como objetivo mostrar anualmente cu\u00e1l es el costo de la empresa; tambi\u00e9n se puede hablar del balance inicial, en donde los primeros datos son muy recientes para que se pueda saber el estado real de la empresa.<\/span><\/p>\n

\u2022  Riesgos.<\/b> Prever lo que suceder\u00eda en caso de un contratiempo o en caso de aumentos en cuentas.<\/span><\/p>\n

\u2022  Flujo neto de efectivo.<\/b> Se refiere a la cantidad exacta que recibir\u00e1 la empresa los a\u00f1os de vida que tenga, se tendr\u00e1 que restar el flujo de ingreso menos el flujo de egreso y as\u00ed en el \u00faltimo a\u00f1o recuperar y pagar deudas.<\/span><\/p>\n

Finalmente se presentar\u00e1 un estudio de conclusiones mostrando el beneficio real y lo que se obtendr\u00e1 con los gastos que implique.<\/span><\/p>\n

Con este tipo de estudios se trata de reducir errores y se pretende observar el comportamiento de la empresa e identificar su viabilidad.<\/span><\/p>\n

Tania Paola Peralta<\/b><\/span><\/p>\n

UTEL Editorial<\/b><\/span><\/p>\n\n\n

\n
M\u00e1s informaci\u00f3n aqu\u00ed<\/span> <\/a><\/div>\n<\/div>\n
\"Universidad<\/a><\/div>","protected":false},"excerpt":{"rendered":"

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