{"id":42951,"date":"2023-01-05T16:41:00","date_gmt":"2023-01-05T16:41:00","guid":{"rendered":"https:\/\/utel.mx\/blog\/?p=42951"},"modified":"2023-03-10T17:16:59","modified_gmt":"2023-03-10T17:16:59","slug":"como-armar-un-plan-de-pagos-para-mi-universidad","status":"publish","type":"post","link":"https:\/\/utel.mx\/blog\/school-of-education\/como-armar-un-plan-de-pagos-para-mi-universidad\/","title":{"rendered":"\u00bfC\u00f3mo armar un plan de pagos para mi universidad?"},"content":{"rendered":"

Graduarte de una carrera universitaria, adem\u00e1s de echarle ganas al estudio, requiere una buena organizaci\u00f3n en los pagos de colegiaturas, sobre todo si se trata de una universidad privada. La buena noticia es que puedes dise\u00f1ar un plan para saber c\u00f3mo pagar la universidad.<\/span><\/p>\n

Hacer un plan de pagos de colegiaturas requiere convicci\u00f3n, disciplina y organizaci\u00f3n. Sin duda es un esfuerzo que vale la pena.<\/span><\/p>\n

\u00bfOpciones de financiamiento para la Universidad?<\/strong><\/span><\/h2>\n

A la hora de elegir una universidad privada, el tema econ\u00f3mico suele ser el primer reto a vencer. Si la cuesti\u00f3n econ\u00f3mica no te deja alcanzar esa meta<\/strong><\/a><\/span>, en Utel tenemos distintas opciones para hacerte m\u00e1s f\u00e1cil este proyecto.<\/span><\/p>\n

Becas Acad\u00e9micas<\/strong><\/span><\/h3>\n

En Utel contamos con un programa de becas acad\u00e9micas, el cual se basa en el promedio que tengas y consiste en mantener buenas calificaciones durante toda la carrera. De esta forma la colegiatura se hace m\u00e1s accesible.<\/span><\/p>\n

Trabajo de medio tiempo<\/strong><\/span><\/h3>\n

Utel te da la facilidad de alternar tus estudios con un trabajo de media jornada. La ventaja es que adquieres cierta experiencia laboral mientras asistes a la escuela. Pero, si te organizas adecuadamente entonces podr\u00e1s cubrir la jornada completa sin descuidar tus clases.<\/span><\/p>\n

Utel te ofrece a trav\u00e9s de su programa Expansi\u00f3n Profesional<\/strong> la posibilidad de asistir al evento Feria de Empleo<\/strong>, el cual ofrece una variedad de secretos, consejos y oportunidades laborales relacionadas con la carrera que est\u00e9s cursando.<\/span><\/p>\n

Financiamiento educativo<\/strong><\/span><\/h3>\n

A diferencia de una Beca Acad\u00e9mica, un financiamiento educativo es un pr\u00e9stamo que puedes obtener de un banco o una instituci\u00f3n gubernamental y que al finalizar tus estudios tienes que pagar con sus respectivas tasas de inter\u00e9s. Si trabajas, hay empresas que les otorgan apoyo y facilidades a sus empleados para que se preparen m\u00e1s. \u00a1Pregunta en tu centro de trabajo!<\/span><\/p>\n

\u00bfC\u00f3mo pagar la universidad? Plan de pagos de colegiaturas Utel<\/strong><\/span><\/h3>\n

Dependiendo del plan de estudios que elijas y de la cantidad de material as\u00ed como de los accesorios (cursos extras, certificados, t\u00edtulo, etc.) ser\u00e1<\/span> el costo de tu colegiatura<\/a><\/strong>.<\/p>\n

Por ejemplo, si estudias la licenciatura en Derecho, su duraci\u00f3n normal ser\u00e1 de 4 a\u00f1os y medio. La colegiatura normal es de $2,595 MXN, esta carrera se estudia por cuatrimestres, es decir $10,380 MXN por a\u00f1o. En total son 9 cuatrimestres. El costo total del programa es de $93,420 MXN. Eso sin beca y sin pago de titulaci\u00f3n.<\/span><\/p>\n

Paso 1 conocer la cantidad de cuatrimestres de la carrera<\/span><\/h3>\n\n\n
Plan de Pagos<\/strong><\/td>Cuota mensual<\/strong><\/td>Total por cuatrimestre<\/strong><\/td><\/tr>
Primer cuatrimestre<\/td>$ 2,595 MXN<\/td>$10,380 MXN<\/td><\/tr>
Segundo cuatrimestre<\/td>$ 2,595 MXN<\/td>$10,380 MXN<\/td><\/tr>
Tercer cuatrimestre<\/td>$ 2,595 MXN<\/td>$10,380 MXN<\/td><\/tr>
Cuarto cuatrimestre<\/td>$ 2,595 MXN<\/td>$10,380 MXN<\/td><\/tr>
Quinto cuatrimestre<\/td>$ 2,595 MXN<\/td>$10,380 MXN<\/td><\/tr>
Sexto cuatrimestre<\/td>$ 2,595 MXN<\/td>$10,380 MXN<\/td><\/tr>
S\u00e9ptimo cuatrimestre<\/td>$ 2,595 MXN<\/td>$10,380 MXN<\/td><\/tr>
Octavo cuatrimestre<\/td>$ 2,595 MXN<\/td>$10,380 MXN<\/td><\/tr>
Noveno cuatrimestre<\/td>$ 2,595 MXN<\/td>$10,380 MXN<\/td><\/tr>
Total<\/td><\/td>$93,420 MXN<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

El pago de la mensualidad depende de la fecha en que ingresaste, si es antes del d\u00eda 12 del mes te corresponde pagar el d\u00eda 30 del mes, si ingresaste despu\u00e9s del 12 te corresponde pagar antes del 15 del mes siguiente.<\/p>\n\n\n\n

Para todos los alumnos es diferente y aqu\u00ed puede generar confusi\u00f3n y algunas dudas acerca de lo que puede pasar si no pagas la colegiatura a tiempo.<\/p>\n\n\n

Paso 2 Desglosar la colegiatura por a\u00f1o dependiendo los cuatrimestres<\/span><\/h3>\n\n\n
Mes<\/strong><\/td>Mensualidad<\/strong><\/td><\/tr>
Enero<\/td>$ 2,595 MXN<\/td><\/tr>
Febrero<\/td>$ 2,595 MXN<\/td><\/tr>
Marzo<\/td>$ 2,595 MXN<\/td><\/tr>
Abril<\/td>$ 2,595 MXN<\/td><\/tr>
Mayo<\/td>$ 2,595 MXN<\/td><\/tr>
Junio<\/td>$ 2,595 MXN<\/td><\/tr>
Julio<\/td>$ 2,595 MXN<\/td><\/tr>
Agosto<\/td>$ 2,595 MXN<\/td><\/tr>
Septiembre<\/td>$ 2,595 MXN<\/td><\/tr>
Octubre<\/td>$ 2,595 MXN<\/td><\/tr>
Noviembre<\/td>$ 2,595 MXN<\/td><\/tr>
Diciembre<\/td>$ 2,595 MXN<\/td><\/tr>
Total<\/td>$ 31,140 MXN<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Adicionalmente, considera que cada cuatrimestre se paga la incorporaci\u00f3n a la SEP (inscripci\u00f3n de materias que cursas) y al finalizar el programa el costo por el tr\u00e1mite de titulaci\u00f3n, que ser\u00eda un costo adicional, ya que el ejemplo anterior solo es la base sin accesorios.<\/p>\n\n\n\n

Es posible que el costo de la mensualidad cambie de un a\u00f1o a otro por temas de inflaci\u00f3n. Lo recomendable es hacer un aproximado a pagar por a\u00f1o y el monto total.<\/p>\n\n\n\n

Todos los alumnos tienen acceso en el Campus Virtual a una secci\u00f3n llamada SIU, donde pueden consultar el costo de su colegiatura, la fecha en que se debe pagar, los adeudos y el desglose del costo de la misma.<\/p>\n\n\n

Paso 3 Balance entre ingresos y egresos<\/span><\/h3>\n\n\n
    \n
  1. Haz una lista de todos ingresos.<\/li>\n\n\n\n
  2. Haz una lista de los gastos que tienes.<\/li>\n\n\n\n
  3. Ve qu\u00e9 cosas puedes dejar de comprar.<\/li>\n\n\n\n
  4. Busca otras fuentes de ingreso.<\/li>\n\n\n\n
  5. Resta los gastos a tus ingresos y conoce realmente tu disponibilidad de efectivo.<\/li>\n\n\n\n
  6. Si notas que es insuficiente busca alternativas para cumplir con las colegiaturas.<\/li>\n<\/ol>\n\n\n\n

    <\/a>Tener un plan de pagos de tu colegiatura te har\u00e1 vivir tu carrera al m\u00e1ximo, sin preocupaciones y sin posibles malas experiencias. Recuerda que tambi\u00e9n hay opciones como las becas acad\u00e9micas. Es tu momento de estudiar en Utel.<\/p>\n

    \"Universidad<\/a><\/div>","protected":false},"excerpt":{"rendered":"

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